'Gardberg & Kemmerly Blog' Category Archives



Taxes, Self-Employment Income, and Your Claim for Social Security Disability

If you are filing for disability or if you are on disability benefits, you need to know what counts as income before filing your tax return for 2022. Each year we see claimants affected by the consequences of filing incorrect income, especially self-employment income, on their tax returns. In many cases, these returns are filed […]

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VA Expands Veterans Affairs Life Insurance to Millions of Veterans

Starting on January 1, 2023, the VA is opening enrollment for Veteran’s Life Insurance, expanding access to millions of Veterans. VALife provides up $40,000 of whole life insurance for all Veterans who are 80 years old or younger and have at least one condition service-connected. Several of the benefits of the new VALife program include […]

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Dementia Services and Disability

Gulf Coast Dementia Services is a nonprofit (501 c3) here on the Gulf Coast devoted to caregiver services and resources for families dealing with dementia. I have worked with Gulf Coast Dementia Services on the board for the last year and in 2021 worked in fundraising for their efforts with the Gong Show which was […]

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Veterans Outreach Initiative

The Department of Veterans Affairs (VA) Veterans Justice Outreach (VJO) Program is a prevention-focused component of VA’s Homeless Programs Office (HPO). The HPO’s mission is to end homelessness among Veterans. Unfortunately, disabled Veterans have a difficult time reintegrating to civilian society. Veterans often find themselves homeless and become involved in the criminal justice system. The […]

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