'Local Law News' Category Archives



Celebrating Our Veterans: Veterans Day 2025

Veterans Day was originally called Armistice Day to commemorate the end of World War I.  It was placed on November 11 because the armistice to end the war was signed on the 11 day of the 11 month at 11 A.M.  However, in 1954, the name was changed to Veterans Day to honor all those […]

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Published on     Posted In: Gardberg & Kemmerly Blog

SSDI vs SSI: What are their differences?

Facing a physical impairment can be uncomfortable. You suffer from the pain daily, reducing your abilities and preventing you from working. As a result, the loss of income becomes a significant concern. Fortunately, you may be eligible to receive disability benefits by applying to either Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI). […]

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Published on     Posted In: Gardberg & Kemmerly Blog

Fast Facts About Social Security

Social Security programs are of vital importance to many Americans. In fact the number of people receiving benefits is in the millions. The Social Security Administration has released data showing that approximately 72.9 million people receive benefits from programs administered by the Social Security Administration (SSA) in 2024. Six million people were newly awarded Social […]

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Cost-of-Living Adjustment for 2026

On October 24, 2025, the Social Security Administration announced a 2.8% benefit increase for 2026. This cost-of-living adjustment (COLA) is a little bigger than last year’s COLA which saw a benefit increase of 2.5%. Over the last decade, the COLA increase has averaged about 3.1% per year. Beginning in January of 2026, approximately 71 million […]

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Published on     Posted In: Gardberg & Kemmerly Blog