Navigation Winning an Alabama disability claim requires solid proof. You must prove your condition prevents you from working a full-time job. Social Security officials scrutinize every page of your medical history so you should start your collection process early to strengthen your case. Regular Medical Appointments Visit your doctor consistently for every symptom you experience. Long […]
'Gardberg & Kemmerly Blog' Category Archives
One Year To Request a VA Overpayment Waiver: What Veterans Need to Know About the New Rule
On November 26, 2025, the Department of Veterans Affairs published a final rule that expands the filing window to request a waiver of many VA benefits overpayment debts. In plain terms, VA revised 38 C.F.R. § 1.963 (the waiver rule for debts “other than loan guaranty”) so that, for covered notices of indebtedness, the deadline […]
CHAMPVA Decisions Now Take Days, Not Months
In late November 2025, the Department of Veterans Affairs reported that it brought the CHAMPVA application backlog down to zero meaning eligible families should see decisions arrive in days instead of months. For context, CHAMPVA is VA-administered health coverage for qualifying spouses, dependents, survivors, and certain caregivers of Veterans. The program already serves more than […]
Low Birth Weight in Infants
Because low birth weight infants may experience problems related to their prematurity and associated perinatal complications, low birth weight is a criteria for disability of a child under Supplemental Security Income. The Social Security Administration recognizes that the lower an infant’s birth weight, the greater the likelihood and severity of problems the infant might suffer […]
Celebrating Our Veterans: Veterans Day 2025
Veterans Day was originally called Armistice Day to commemorate the end of World War I. It was placed on November 11 because the armistice to end the war was signed on the 11 day of the 11 month at 11 A.M. However, in 1954, the name was changed to Veterans Day to honor all those […]