In late November 2025, the Department of Veterans Affairs reported that it brought the CHAMPVA application backlog down to zero meaning eligible families should see decisions arrive in days instead of months. For context, CHAMPVA is VA-administered health coverage for qualifying spouses, dependents, survivors, and certain caregivers of Veterans. The program already serves more than […]
'Gardberg & Kemmerly Blog' Category Archives
Low Birth Weight in Infants
Because low birth weight infants may experience problems related to their prematurity and associated perinatal complications, low birth weight is a criteria for disability of a child under Supplemental Security Income. The Social Security Administration recognizes that the lower an infant’s birth weight, the greater the likelihood and severity of problems the infant might suffer […]
Celebrating Our Veterans: Veterans Day 2025
Veterans Day was originally called Armistice Day to commemorate the end of World War I. It was placed on November 11 because the armistice to end the war was signed on the 11 day of the 11 month at 11 A.M. However, in 1954, the name was changed to Veterans Day to honor all those […]
SSDI vs SSI: What are their differences?
Facing a physical impairment can be uncomfortable. You suffer from the pain daily, reducing your abilities and preventing you from working. As a result, the loss of income becomes a significant concern. Fortunately, you may be eligible to receive disability benefits by applying to either Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI). […]
Fast Facts About Social Security
Social Security programs are of vital importance to many Americans. In fact the number of people receiving benefits is in the millions. The Social Security Administration has released data showing that approximately 72.9 million people receive benefits from programs administered by the Social Security Administration (SSA) in 2024. Six million people were newly awarded Social […]

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